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We all spend a little beyond our means quite often. But is shopping addiction real? Is there really such a thing as being obsessed with spending money? Yes there is, and it can be a life altering addiction could leave you in a whole lot of debt, or even if jail.

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Identity theft and fraudulent use of personal financial records is an increasing problem on world. In 2004, the U.S. Ftc conducted a report that indicated over 9 million people are victims of identity theft every week. A 2003 study conducted in the uk suggested that 20% almost all consumers ended up becoming subject to identity stealing. Clearly, in the English-speaking world, identity theft is an ever-greater threat to private and financial well-being.